While reasonable care has been taken to ensure that the facts stated herein are accurate and that the forecasts, ratings, estimates, opinions and views contained herein are fair and reasonable, neither the research analysts, officers or employees of Meristem Securities shall be in anyway responsible for the contents hereof, and no reliance should be placed on the accuracy, fairness or completeness of the information contained in this document. No persons accepts any liability whatsoever for any loss howsoever arising from any use of this document or its contents or otherwise arising in connection therewith.
In the course of our service delivery to you as an individual client or when representing a corporate or institutional client, Meristem Securities Limited may obtain personal information about you. Obtaining this information will help us in service delivery and we recognize that this information needs to be treated with strict discretion.
This policy describes the types of personal information we may collect, and the purposes for which we may use the information, the circumstances in which we be required to such information and the appropriate steps taken to ensure that the interests and privacy and integrity of such information is used discreetly.
We limit access to your personal information released to authorized Meristem Securities Limited employees or agents and, as described above in disclosures of your Personal Information to Third Parties, our service providers are held to stringent standards of privacy. We also maintain physical, electronic and procedural safeguards to protect the information against loss, misuse, damage or modification and unauthorized access or disclosure.
We may also collate information during the course of our relationship which comes primarily from the account applications or other forms and materials you submit to Meristem Securities Limited during the course of your relationship with us. We may also collect information about your transactions and experiences with Meristem Securities Limited relating to the products and services Meristem Securities Limited provides.
In addition, depending on the products or services you require, Meristem Securities Limited may obtain additional information about you, such as your credit history, from consumer reporting agencies.
Information may be collected about you indirectly from monitoring or other means (e.g. monitoring e-mails). In these circumstances, the information is not accessed on a continuous or routine basis, but it may be used for compliance or security purposes. All these are carried out in strict compliance with all applicable laws and regulations.